Hail Damage & Insurance Claims
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Hail Storm Damage Insurance Claims
Did your roof or home sustain damage from the recent hail storms? No worries, we’ve helped thousands of homeowners get approved for a full roof replacement and will walk you through every step of the process from inspection to completion.
Hail damage is usually not visible from the ground and may not show up until months after the storm. You can be sure it will lead to leaks and structural problems if it stays undetected. Get a free inspection to see if a roof repair is needed.
Navigating the complexities of insurance claims is our super power! Our track record is unparalleled when it comes to ensuring our clients receive the maximum compensation they rightfully deserve.
- Hail Damage Roof Inspection
- Hail Damage Roof Repair
- Hail Damage Roof Replacement
A SIMPLE + FREE PROCESS
CONNECT + INSPECT
Give us a call or fill out our form, and we’ll promptly assign a dedicated field representative to your job. They will then contact you to coordinate a convenient time to come out and perform an inspection.
DAMAGE REPORT + FILING A CLAIM
We’ll always be honest with you about the damage we find or don’t find. If there is hail damage we’ll provide you a detailed report with images that you can share with your insurance adjuster. You’ll then simply contact your insurance company’s claims department to initiate the claim process.
ADJUSTER MEETING + CLAIM APPROVAL
In the adjuster meeting and claim approval phase, our focus is on maximizing your insurance claim benefits. We work closely with your insurance adjuster, evaluating damages and negotiating a fair settlement. It’s essential to have a knowledgeable contractor present to advocate for homeowners, ensuring thorough consideration of every detail and restoring your property to its pre-loss condition.
HAIL DAMAGE ROOF INSPECTION
HAIL INSPECTION & REPORT
Our hail damage roof inspection process involves a meticulous examination by our trained field representatives. They document their findings with detailed photos, creating a comprehensive report. This report, summarizing observations and proposed solutions, is delivered to you as a PDF via email and our secure client portal. Our field reps are not only experts at spotting issues with your roof, but are also trained to suggest temporary repairs when needed, providing you with a clear understanding of your roof’s condition and actionable next steps.
THE SIGNS OF HAIL DAMAGE
We scrutinize the shingles for signs of granule loss, cracking, or bruising, as hail can compromise their integrity. Additionally, we inspect the flashing around chimneys, vents, and skylights to ensure they remain securely in place. The presence of dents or dimples on components, such as gutters, downspouts, windows, siding and AC units may indicate hail damage. Checking for water leaks or water stains in the attic is also important, as hail storm damage could compromise the roof’s ability to repel water.
HIT WITH HAIL DAMAGE?
Having a reliable contractor evaluate your property before reaching out to your insurance provider serves two important purposes:
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It helps you decide whether initiating an insurance claim is worth considering. Filing a claim can sometimes count against you because claims history is one of many factors insurance carriers consider.
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Our detailed inspection report provides adjusters with photo evidence of hail damage and can improve your chances of securing an easy approval.
INSURANCE CLAIM DENIED?
No worries, we can assist with denied claims as well. Denials often stem from a lack of initial representation for homeowners. Having a contractor as an advocate from the outset is essential. Their expertise ensures that your property is thoroughly evaluated, and a detailed report with accompanying images is presented, bolstering your case and increasing the likelihood of a successful claim initiation.
WILL INSURANCE COVER IT?
Depending on your specific insurance policy and the details of the damage most insurance policies cover hail damage. Having completed thousands of roofing insurance projects, we possess the expertise and insight required to manage insurance claims for homeowners and property managers.
HOW DO I KNOW IF I HAVE DAMAGE?
Wind, size, building material, and coverage all play a factor in the severity of a hail impact. Examining the surface after a storm might not reveal visible damage to the untrained observer. Trust us to recommend only what you need. If we don’t think that the damage is significant enough to warrant a claim we’ll tell you!
AVOID POST-STORM SCAMS
The insurance industry reports an alarming increase in fake roofing companies that go door to door after a hail storm. They take your money, and either don’t do the work, or do a poor job. “Storm chasers” are often from out of state and not familar with local building code.
WILL MY INSURANCE RATE INCREASE IF I FILE A CLAIM?
It is illegal for insurance companies to raise individual rates based on “Acts of God.” However, it is possible rates will rise based on the area and number of claims submitted. So whether you submit a claim or not your rate could increase.
